I used to be pretty financially stable and could afford to travel and go out to nice dinners, but that all changed with the economic downturn. I had an emergency fund, but I burned through that trying to support my business. I eventually had to take an equity line of credit against my house to keep the business afloat, and I found myself defaulting against that. With nowhere to turn, I was buried in debt that I couldn’t pay off. Then the phone calls started and I was constantly getting bombarded from debt collectors. I was on the verge of getting a bridge loan, but that got denied, and I felt like I was losing everything I’d worked so hard to get.
One of my friends reassured me that I’d be able to take control of my financial issues and get my life back in order with the help of Lexington Law. After doing some research, I quickly learned that Lexington Law had the highest ratings and the best success rate of all credit repair services I could find. With nowhere else to turn, I decided to check them out.
Lexington Law systematically uses the law to help eliminate negative entries on credit reports, and they have a method to help drive up credit scores. Just last year, their clients saw 7 million removals from their credit reports with an average of 10 items removed in the first 4 months. Lexington Law removes an average of ten items off your credit report in the first four months, and has a credit-coaching program teaching clients how to improve and maintain a higher credit score.
This all sounded great and I was still a bit skeptical about how they could help me, but it was worth a shot. Getting started was simple. I gave them a call and the representative answered my questions with patience and knowledge. She made me feel confident about improving my credit score, and explained that Lexington Law would send challenge letters requiring creditors to respond or refute. If they’re unable to make a case, the items would be removed from my credit report.
After the first three months, seven items were removed from my credit score. Communicating with my representative was easy and I had access to my personal online dashboard which let me check my credit score from all three bureaus along with noting the positive and negative items impacting my score. I could even challenge items on my report directly from the dashboard. Whenever I made a challenge, my representative would get an alert and she and her team would begin working on it immediately. Seeing these items get removed from my credit report made me feel like I was taking control of my finances.
For many people, their credit score does not accurately describe what kind of person they are. And I felt that was especially the case for me. With the help of Lexington Law, I was able to turn my credit score around and improve my life because of it. It took some time, but I was eventually was able to get approved for some loans and have slowly started turning my business around thanks to Lexington Law and a turned around economy.
Update: Lexington Law is offering our readers a free credit repair consultation, which includes your FREE credit report summary and score. You can follow this link, or call 833-334-3699 to take advantage of this no-obligation offer.
Call anytime between 7am and 11:59pm EST to get your free credit report and score!