Are Home Warranty Plans Worth It?
Basic home insurance doesn’t typically cover systems like heating and AC that break down from normal wear and tear. Does everyone in the world know this except me?
Here’s the backstory. My wife and I bought our home 3 years ago. And up until 2 months ago, things had been going smoothly and we loved being homeowners. Then, during the drudges of winter, our heating system decided to break down. I realized that our homeowner’s insurance doesn’t cover it ( wonderful, I thought to myself). The end result? It took us days to find someone to come fix it. Not to mention it ended up costing us an arm and a leg.
Confused by what exactly basic home insurance typically does cover, I did a little digging online. I saw a lot of homeowners talking about the importance of a home repair plan that covers systems like plumbing, heating, and cooling. And the name that kept popping up? HomeServe.
I figured getting a plan would be mad expensive and not all that necessary. Would another home system fail us? “Knowing our luck, probably” my wife said repeatedly.
So I decided to look into plans from HomeServe, and I was very surprised to learn these 5 things
HomeServe Special Offer! Get 50% Off a Plan Your First Year. 24/7 Coverage Apply Online In Minutes!
Easy to apply! All done online in a matter of minutes, or via phone.
The plans cover systems that breakdown from normal wear and tear which isn’t usually covered by basic home insurance. AC, Heating, Plumbing, Electrical – the essentials and conveniences of everyday life and home systems that you would never want to be without!
When you have a plan in place and a pipe bursts in the middle of the night, just contact HomeServe’s 24/7 repair hotline. A HomeServe representative will schedule a trusted contractor to fix it.
It’s affordable. You can use the website to see what plans are available in your area.
We signed up for a plan from HomeServe. The best part has been the peace of mind. We are now prepared for the home repairs that may come our way.
