Scrolling through Instagram, I see my friends getting engaged, buying a new house, or traveling the world. Just like me, you may think to yourself about all of the things you want to do with your life. And then it hits you…you are not credit worthy and without that strong credit score, you can’t even apply to get a lease on a car, let alone a mortgage on a house. Then you wonder: how can I improve my credit score to achieve the things I have always wanted?
For many people, their credit scores do not accurately describe what kind of person they are. Despite being conservative spenders, some face many years of financial distress due to a job loss, medical illness, or a bad divorce. That’s where credit repair services comes in.
Fixing your credit can can seem like a daunting task and a huge commitment, but it does not have to be. One leader in the field, Lexington Law, has helped millions of people take back control of their lives. Intrigued to take control of your life but don’t know where to start? I have your most burning questions answered.
What Exactly Is A Credit Repair Service & Why Do People Use It?
Credit repair services work to remove negative items from your credit report such as liens, repossessions, late payments, foreclosures, and more. Once negative items are removed your credit report, your score then goes up, allowing you to get approved or get a better rate on a loan.
How Much Does It Cost?
The important part. Lexington Law is a monthly subscription service that costs less than $4 per day. For me, it’s a fantastic value because they’ve helped me gain a better life and save money in the long run. By paying them for their services to improve our credit score, we may be able to get approved faster and save thousands of dollars across loans.
Subscription? Am I Locked In?
No way! You are never committed and can pause or cancel at any time which makes things super easy. You get a login to their dashboard where you can choose what items you want to challenge, you can contact your rep or cancel if necessary.
How does it work?
Getting started was simple. I gave Lexington Law a call and the representative answered my questions with patience and knowledge. She made me feel that she was really going to help me improve my credit score. She explained that Lexington Law would send challenge letters requiring creditors to respond or refute. If the creditors are unable to make a case, the items will be removed from my credit report.
How Long Does It Take?
After the first three months, seven items were removed from my credit score. During this time, communicating with my representative was easy with access to my personal online dashboard. The dashboard allowed me to see my credit score from all three bureaus along with the positive and negative items impacting my credit.
Seems Like You’re a Fan. Why?
Not only did the representatives and the lawyers at Lexington Law do a stellar job in fixing my credit within a matter of months, but they were also very diligent in keeping our communication lines open: the online dashboard made it really easy for me to reach out to them at all times, and they were always available to get on the phone to discuss in detail. Most importantly, they were compassionate in helping me fix my credit, and supportive along the way. After using Lexington Law for a year, I was finally approved for a home loan! I am grateful for Lexington Law because they helped me achieve my dream of owning my own home.
Update: Lexington Law is offering our readers a free credit repair consultation, which includes your FREE credit report summary and score. You can follow this link, or call 1-833-335-5239 to take advantage of this no-obligation offer.
Call anytime between 7am and 11:59pm EST to get your free credit report and score!
