Are you constantly dropping your phone? Ever accidentally spilled water on it? Forgotten it in a cab or at a restaurant? If you have, then you’re also familiar with that sinking feeling that comes when you think about having to replace it. I always assumed that AppleCare would cover my iPhone no matter what happened to it, no matter how long I’d had it. But, it turns out that’s not always the case. When I first got my phone, I remember being told AppleCare expires after a year (2 years if you purchase even more protection), but I honestly forgot. When I dropped it face down in the road, I’d had it for a year and a half, and the AppleCare plan I had no longer covered damages from “accidental handling” (aka- me dropping it in the middle of the street).

I can’t survive without my iPhone, so of course I paid for a new one, determined to never let that happen again. Even though I told myself I’d be extra careful and would never need to get a replacement phone, I knew I couldn’t really guarantee that, especially given my clumsy nature. So, I started investigating phone insurance plans, and it led me to a solution I never would have thought of: Jetty Renters Insurance with the Personal Electronics Power-Up.

Jetty not only covers the standard stuff like most other renters insurance, it also offers an Personal Electronics Power-Up that covers things like damage to your phone, laptop, or tablet. And not just when these items are in your apartment, but even when you’re out and about with them. I didn’t have renters insurance at the time, but since I was already planning to get my phone on some sort protection plan, I decided I might as well insure all my other valuables and get better coverage for all of my things while still protecting my iPhone.

Unlike many old school renters insurance options, I found out that Jetty Renters Insurance covers everything I own, all for only about $10/month (and that’s including special protection for my iPhone and laptop). If your neighbors do something that accidentally causes damage in your apartment, you’re covered. If you’re place is robbed, your stuff is covered. If there’s a fire and your property is damaged, Jetty’s got you covered there too. Jetty even protects engagement rings (it’s a little bit extra, but still very affordable) and is the only renters insurance that will help cover expenses related to bed bug infestations. Considering I was willing to pay $10/month just to insure my iPhone, Jetty is beyond worth it.

Usually when you pay for insurance, it’s for the peace of mind, and then you don’t have to worry about it ever again. Of course, when I managed to drop my phone in a pool recently and had that all-too-familiar sinking feeling in my stomach, it was such a relief to know that I was covered thanks to Jetty Renters Insurance. Jetty replaced my phone, which I couldn’t have gotten from AppleCare (they don’t cover water damage). Now, I have my apartment and stuff inside of my apartment insured, and for someone as accident-prone as me, it’s a great feeling to have. So give yourself the peace of mind and sign up with Jetty today!